The Nigerian Education Loan Fund (NELFUND) has outlined a structured process for eligible Nigerian students seeking financial support for tuition and upkeep in public tertiary institutions.

Step 1: Confirm Your Eligibility

Applicants must:

• Be Nigerian citizens

• Have secured admission into a public university, polytechnic, college of education, or approved vocational institution

• Possess a valid JAMB admission letter

• Have a Bank Verification Number (BVN)

Step 2: Visit the Official NELFUND Portal

Applicants are advised to apply only through the official website to avoid fraud:

https://nelf.gov.ng

NELFUND warns against third-party agents or unofficial links.

Step 3: Create an Account

• Click on “Apply for Student Loan”

• Register using a valid email address and phone number

• Verify your account through the confirmation message sent to your email

Step 4: Complete the Online Application Form

Applicants will be required to provide:

• Personal details

• Academic information (institution, course, matric/JAMB number)

• Bank details for upkeep allowance

• BVN for identity verification

Step 5: Upload Required Documents
These may include:

• JAMB admission letter

• School admission confirmation

• Valid means of identification

Step 6: Submit and Track Application

After submission:

• Applicants can track their application status on the portal

• Approved tuition fees are paid directly to institutions

• Upkeep allowances are credited to students’ bank accounts

NELFUND advises applicants to monitor official updates and respond promptly to any request for clarification.

NELFUND in Brief: What Students and Parents Should Know

The Nigerian Education Loan Fund (NELFUND) is a Federal Government initiative created to ensure that no qualified Nigerian student drops out of school due to lack of funds.

Key Things to Know

• The loan is interest-free

• It covers tuition fees and student upkeep

• Repayment begins after graduation and employment

• No political, ethnic, or religious discrimination applies

For Parents

Education authorities say NELFUND is designed to:

• Reduce financial pressure on families

• Encourage uninterrupted schooling

• Support national human capital development

Parents are advised to help students submit accurate information and avoid individuals demanding payment to “fast-track” approval.

For Students

Students are encouraged to:

• Apply early

• Use only the official portal

• Beware of scams on social media

NELFUND emphasises that application is free and does not require any middlemen.

Official Application & Information Portal:
https://nelf.gov.ng